Our Story
Efficient Frontier Group LLC was founded in 1994. Our purpose is to make sure our clients meet their objectives, mitigate risk, and manage their resources to achieve their retirement dreams.
Everyone's situation is different. With a deluge of financial information, we help make sense of it all by putting together a customized comprehensive plan for our clients to achieve financial freedom.
Educate
We educate you so that you have the knowledge and information you need to help you make wise decisions regarding your financial objectives.
Encourage
Sometimes it is hard to be encouraged when you can’t see the forest for the trees. We help you take a strategic view of your overall profile and help map a path that will assist you in getting from where you are to where you desire to be. Being able to clearly see a destination fosters true encouragement.
Empower
With this foundation, our clients are empowered with the tools necessary to apply information and implement strategies that will help produce their desired outcome.
Founder
Carlos E. Ward Jr. is the CEO and founder of Efficient Frontier Group, LLC.
Born in Colon, Panama, Carlos is a first-generation college graduate with a BBA in Finance from Howard University. His modest upbringing inspired his passion to assist his community with meeting their financial objectives, mitigating risk, and managing their resources to align with their purpose. Helping his clients discover their purpose and realize their desired end is the cornerstone of his practice.
Carlos is an Investment Principle and a Certified Financial Planner ® with more than 25 years of Investment and Retirement Planning Experience. He is an active member of his community and resides in Middletown, Delaware with his wife, Lucinda. In his free time, he can be found playing racquetball, pickleball, cycling and spending time with his children and grandchildren. Carlos is also passionate about exposing young minds to the importance of technology and finance and enjoys sharing career and educational resources with them through his non-profit organization, KBTI (Kingdom Business & Technology Institute).